US Bank on 987 Duane St in Astoria, Oregon (OR) (2023)

US Bank on 987 Duane St in Astoria, OR

Welcome to US Bank (Investment Services - B2B Banks) on 987 Duane St in Astoria, Oregon. This bank is listed on Bank Map under Banks - Investment Services - B2B Banks. You can reach us on phone number (503) 325-3811, fax number or email address . Our office is located on 987 Duane St, Astoria, OR.

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  • US Bank Branch Overview

    Available accounts

    Credit Cards
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    Contact details

    US Bank
    987 Duane St, Astoria
    97103 OR, USA

    Call Us
    (503) 325-3811

    For full contact details (including navigation data) to this bank have a look at the the column to your right (or scroll if you're viewing this on a mobile device.)

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    This US Bank is located nearby...

    Not sure where US Bank on 987 Duane St is?The following places (sorted by popularity) are located nearby. We've also included the estimatedwalking distance.

    Wet Dog Cafe & Brewery (0.17 miles away / 3 min walk)
    Rogue Public House Astoria (1.79 miles away / 36 min walk)
    Columbia River Maritime Museum (0.47 miles away / 9 min walk)
    Astoria Waterfront (0.45 miles away / 9 min walk)
    Astoria Gateway Cinema (0.54 miles away / 11 min walk)
    Baked Alaska Restaurant & Lounge, Astoria OR (0.21 miles away / 4 min walk)
    Bridgewater Bistro (0.87 miles away / 17 min walk)
    The Bowpicker (0.41 miles away / 8 min walk)
    Astoria Coffeehouse & Bistro (0.11 miles away / 2 min walk)
    Labor Temple Diner & Bar (0.03 miles away / 1 min walk)

    Corporate overview

    U.S. Bancorp ("U.S Bank") is an American diversified financial services holding company with its headquarter in Minneapolis, Minnesota. U.S Bancorp is the parent company of U.S. Bank National Association, the fifth largest bank in the United States based on $364.0 billion in assets and fourth largest in the US in total branches. The U.S. Bank's branch network serves 25 states with 3,081 banking offices and 4,906 ATMs.U.S Bank offers business and consumer banking and wealth management services, national wholesale and trust services and global payments services to over 15 million customers. The company employs more than 64,000 people.

    Total employees


    Total branches


    Total deposits

    $260 billion (The total dollar amount of cash deposits held by US Bank end of last financial quarter.)

    Total loans

    $223 billion (The total dollar amount of loans held by US Bank end of last financial quarter.)

    Financial Strength

    Texas Ratio


    Deposit Growth


    Core Capitalization Ratio


    US Bank Financial Statement

    US Bank
    425 Walnut Street
    Cincinnati, Ohio 45202
    FDIC Certificate #6548
    Financial Summary as of 6/30/2013
    Source: FDIC Statistics on Depository Institutions
    (All Numbers in Thousands)
    TOTAL ASSETS $349,332,927
    Cash and Due from Depository Accounts $6,618,511
    Interest-Bearing Balances $1,600,781
    Securities $74,478,321
    Federal Funds Sold and Reverse Repurchase Agreements $79,268
    Net Loans and Leases $218,577,592
    Total Loans $222,890,000
    Loan Loss Allowance ($4,311,959)
    Trading Account Assets $1,104,623
    Bank Premises and Fixed Assets $2,610,941
    Other Real Estate Owned $1,059,203
    Goodwill and Other Intangibles $13,125,133
    All Other Assets $23,702,769
    TOTAL LIABILITIES $309,036,213
    Total Deposits $260,085,043
    Interest-Bearing Deposits $188,951,296
    Deposits Held in Domestic Offices $235,339,663
    % Insured 44.78%
    Federal Funds Purchased and Repurchase Agreements $2,946,249
    Trading Liabilities $639,343
    Other Borrowed Funds $27,488,313
    Subordinated Debt $4,836,320
    All Other Liabilities $13,040,945
    TOTAL EQUITY $40,296,714
    Total Bank Equity Capital $38,748,298
    Perpetual Preferred Stock $0
    Common Stock $18,200
    Surplus $14,216,132
    Undivided Profits $24,513,966
    Noncontrolling Interests in Consolidated Subsidiaries $1,548,416

    Net Interest Income $5,361,369
    Total Interest Income $6,037,137
    Total Interest Expense ($675,768)
    Provision For Loan and Lease Losses ($773,225)
    Total Noninterest Income $4,315,090
    Fiduciary Activities $494,483
    Service Charges on Deposit Accounts $587,199
    Trading Account Gains and Fees $71,734
    Additional Noninterest Income $3,161,674
    Total Noninterest Expense ($4,899,480)
    Salaries and Employee Benefits ($2,666,507)
    Premises and Equipment Expense ($461,640)
    Additional Noninterest Expense ($1,771,333)
    Pre-Tax Net Operating Income $4,003,754
    Securities Gains (Losses) $10,884
    Applicable Income Taxes $1,152,279
    Income Before Extraordinary Items $2,862,359
    Extraordinary Gains - Net $0
    Net Income Attributable to Bank $2,942,438
    Net Income Attributable to Noncontrolling Interests $-80,079
    Net Income Attributable to Bank and Noncontrolling Interests $2,862,359
    Net Charge-Offs $824,580
    Cash Dividends $2,900,000
    Sale, Conversion, Retirement of Capital Stock, Net $0
    Net Operating Income $2,854,631

    Performance Ratios (%, Annualized)
    Yield on Earning Assets 4%
    Cost of Funding Earning Assets 0.45%
    Net Interest Margin 3.55%
    Noninterest Income to Average Assets 2.46%
    Noninterest Expense to Average Assets 2.79%
    Net Operating Income to Assets 1.63%
    Return on Assets (ROA) 1.68%
    Pretax Return on Assets 2.33%
    Return on Equity 15.05%
    Retained Earnings to Average Equity (YTD only) 0.22%
    Net Charge-offs to Loans 0.72%
    Credit Loss Provision to Net Charge-offs 93.77%
    Earnings Coverage of Net Loans Charge-Offs 5.79(x)
    Efficiency Ratio 48.97%
    Assets per employee ($ millions) $5.5013
    Cash Dividends to Net Income (YTD only) 98.56%
    Condition Ratios (%)
    Loss Allowance to Loans 1.87%
    Loss Allowance to Noncurrent Loans 67.27%
    Noncurrent Assets Plus Other Real Estate Owned to Assets 2.14%
    Noncurrent Loans to Loans 2.78%
    Net Loans and Lease to Deposits 87.11%
    Net Loans and Leases to Core Deposits 101.13%
    Equity Capital to Assets 11.09%
    Core Capital Ratio 9.13%
    Tier 1 Risk-based Capital Ratio 10.71%
    Total Risk-based Capital Ratio 12.75%

    Average Assets $350,927,892
    Average Earning Assets $302,207,911
    Average Loans $229,987,768
    Noncurrent Loans and Leases $6,410,077
    Noncurrent Loans that are Wholly or Partially Guaranteed by the U.S. Government $3,621,202
    Income Earned, Not Collected on Loans $1,262,503
    Earning Assets $302,870,907
    Long-Term Assets (5+ Years) $116,229,656
    Average Assets, YTD $350,927,892
    Average Assets, 2 Year $350,738,699
    Total Risk Weighted Assets $284,593,258
    Adjusted Average Assets for Leverage Capital Purposes $334,043,029
    Life Insurance Assets $5,421,022
    General Account Life Insurance Assets $488,622
    Separate Account Life Insurance Assets $4,498,042
    Hybrid Account Life Insurance Assets $434,358
    Insider Loans $142,747
    Loans and Leases Held For Sale $4,765,739
    Volatile Liabilities $54,057,730
    FHLB Advances $4,592,667
    Unused Loan Commitments $219,283,449
    Total Unused Commitments $219,283,449
    Average Equity $39,101,114
    Tier 1 (core) Risk-Based Capital $30,493,268
    Tier 2 Risk-Based Capital $5,900,708
    Derivatives $112,724,072

    Routing numbers

    US Bank Astoria routing numbers are listed on this site along with more information about how to find your routing number.Call US Bank for more information about routing numbers.

    Routing numbers to US Bank in Astoria are collected manually from the banks official website or provided by the Federal Reserve Financial Services Database.

    Your bank routing number is based on the location where you opened your U.S Bank account. It's a 9 digit number and the first set of numbers priinted in the left bottom corner of your checks

    US Bank on 987 Duane St in Astoria, Oregon (OR) (4)

    Whenever you pay online or by phone, you will be asked for your checking account routing number (RTN = Routing transit number, or ABA = Banking routing number).

    Personal/Small Business Routing Numbers

    When using the routing number chart below, be sure to use the account number on your most recent statement to ensure your transactions are processed correctly.

    California - Northern121122676
    California - Southern122235821
    Colorado - Aspen*102101645
    Colorado - all other areas102000021
    Illinois - Northern071904779
    Illinois - Southern081202759
    Iowa - Council Bluffs104000029
    Iowa - all other areas073000545
    Kentucky - Northern042100175
    Kentucky - Western083900363
    Minnesota - East Grand Forks*091215927
    Minnesota - Moorhead091300023
    Minnesota - all other areas091000022
    Nebraska (+ Council Bluffs, IA)104000029
    New Mexico107002312
    North Dakota (+ Moorhead, MN)091300023
    Ohio - Cleveland041202582
    Ohio - all other areas042000013
    South Dakota091408501
    all other states091000022

    * Aspen / East Grand Forks: Use the statewide routing number.

    Savings Account Routing Numbers

    To find your savings account routing number, call 800-872-2657.

    IRA Routing Numbers

    Call 800-US-BANKS to get auto-transfer instructions for your existing U.S. Bank IRA.

    SWIFT (Incoming Wire Transfers

    If you’re receiving an international wire transfer payment, you’ll need to: 1) provide the sender your name as it appears on your account, 2) Provide your account number and the U.S. Bank SWIFT: USBKUS44IMT

    This SWIFT code is only for incoming wire transfers.

    Job Openings

    Open positions for US Bank in Astoria.

    Consumer Complaint Stats

    Deprecated: mysql_connect(): The mysql extension is deprecated and will be removed in the future: use mysqli or PDO instead in /storage/content/29/143129/ on line 5
    Product / Complaint categoryComplaints in 2013

    US Bank Consumer Complaints (Oregon, 2013)

    Deprecated: mysql_connect(): The mysql extension is deprecated and will be removed in the future: use mysqli or PDO instead in /storage/content/29/143129/ on line 5These numbers are gathered from the CFPB (Consumer Financial Protection Bureau) to give you a transparent overview of complaints US Bank in Oregon received in 2013.

    Having problems with your bank? File a bank account or service complaint here.

    US Bank Bank Hours (Business hours)

    These are the bank hours for US Bank. Call (503) 325-3811 to learn more about office hours. Please note that these bank hours are general and other hours of operation may apply on certain holidays.

    Monday 9:00 am - 5:00 pm
    Tuesday9:00 am - 5:00 pm
    Wednesday 9:00 am - 5:00 pm
    Thursday 9:00 am - 5:00 pm
    Friday 9:00 am - 5:00 pm
    Saturday closed

    Fees, interest rates and costs

    There's currently no additional information available about fees or rates for US Bank.

    Ask a question or leave a comment

    We'd love to hear about your experience. Did you suffer through long waiting times, unprofessional staff or high fees or were you treated with great customer service, the business hours you were expecting and a great overall experience?This is your chance to share your thoughts about this branch and help other consumers get the best banking experience in your city.


    Does U.S. Bank have brick and mortar locations? ›

    U.S. Bank, the fifth-largest bank in America, was founded in 1863 in Cincinnati, Ohio, but is now headquartered in Minnesota. It boasts 2,900 brick-and-mortar locations in 25 states and 4,700 ATMs nationwide.

    What states offer U.S. Bank? ›

    At the time of the announcement, U.S. Bancorp had more than 1,000 banking offices in the states of Minnesota, Oregon, Washington, Colorado, California, Idaho, Nebraska, North Dakota, Nevada, South Dakota, Montana, Iowa, Illinois, Utah, Wisconsin, Kansas, and Wyoming.

    Does U.S. Bank have international locations? ›

    We also have a significant international presence, with employees located in 13 countries.

    Is there a U.S. Bank in the state of Florida? ›

    There are no US Bank branches in Florida. You can only find MoneyPass ATM network locations in Florida, that US Bank is a part of. There are US Bank branches in Virginia, Ohio, New Jersey, the District of Columbia and Maryland.

    Which bank is better U.S. Bank or Bank of America? ›

    In the U.S. Bank vs. Bank of America match-up, U.S. Bank may win on this front. It stacks up better in terms of bank accounts, at least for its attentiveness to certain demographics. U.S. Bank offers strong options for students and seniors looking to call make one singular bank their financial home base.

    Is U.S. Bank affiliated with Bank of America? ›

    No, U.S. Bank is not part of Bank of America. U.S. Bank and Bank of America are two separate publicly traded companies, and they occupy two of the top 10 spots among the largest banks in the United States by total assets. They are not affiliated in any way.

    Where can I withdraw money from U.S. Bank? ›

    You can transact at ATMs in participating 7-Eleven stores without ATM Transaction or surcharge fees. At participating Moneypass Network ATMs, you'll avoid surcharge fees when you use your U.S. Bank card. However, transactions may be subject to U.S. Bank ATM Transaction fees.

    Who is U.S. Bank owned by? ›

    As you can see in the following chart, the majority of U.S. Bancorp's 1.9 billion shares are held by institutional investors. Company insiders, including board members and corporate executives, own a further 0.11% of the outstanding common stock. And the public at large owns the remaining 28%.

    What bank is located in all 50 states? ›

    In terms of a presence in every state, Chase Bank comes the closest with retail locations in all of the lower 48 states.

    Which US banks are international? ›

    • Capital One 360.
    • Charles Schwab Bank.
    • Citibank CitiGold.
    • HSBC Premier.
    • Alliant Credit Union.
    • First Republic Bank.
    • Ally Bank.
    • Fidelity Investments.

    Does U.S. Bank charge international fees? ›

    If you are traveling outside of the United States charges may have a foreign fee up to 3% of the transaction amount.

    Which U.S. Bank is the best? ›

    15 Best National Banks in America
    • 🏆 Chase Bank: Best Bank Bonuses.
    • Discover Bank: Best Cash Back.
    • Bank of America: Best Online Banking.
    • Citi: Best for Savings.
    • PNC Bank: Best Banking Bundle.
    • Capital One: Best Customer Satisfaction.
    • TD Bank: Best Customer Service.
    • US Bank: Best for CDs.

    Can you cash a check at US Bank without an account? ›

    No worries, you can still cash a check without a bank account and you can do this by cashing it at the issuing bank or a check cashing store. When most people receive a check, they deposit it in their bank account, cash it at their bank, or show their ID and cash it at the bank that issued the check.

    Does China own US Bank? ›

    No, Bank of America is not partly owned by China. It is an American bank.

    Where is US Bank headquarters located? ›

    How much cash can I withdraw from U.S. Bank? ›

    Keep in mind that these limits apply to checking accounts. You can withdraw money with no limit from savings accounts.
    Average Daily ATM Withdrawal Limits.
    BankDaily ATM Withdrawal LimitDaily Debit Purchase Limit
    U.S. Bank$500$10,000
    Wells Fargo$300$600-$10,000
    5 more rows
    Aug 25, 2022

    Is U.S. Bank a reputable bank? ›

    Overview. U.S. Bank has a consumer rating of 1.56 stars from 160 reviews indicating that most customers are generally dissatisfied with their purchases. Consumers complaining about U.S. Bank most frequently mention customer service, credit card and business days problems.

    What is the largest U.S. Bank? ›

    JPMorgan Chase & Co.

    Can I withdraw $6000 from my bank? ›

    Can I Withdraw $6000 from My Bank? Yes, you can withdraw $6000 from your bank as long as you have $6000 in your bank account.

    Where can I withdraw money from my U.S. Bank card for free? ›

    In-Network ATMs: Withdraw cash for free at any U.S. Bank or MoneyPass ATM. For the nearest fee-free ATM locations visit: or You can check your balance for free using any or all of the following methods: Online – View account online at

    How much can I withdraw from U.S. Bank teller? ›

    Tips. Although there is no specific limit to the amount of cash you can withdrawal when visiting a bank teller, the bank only has so much money in its vault. Additionally, any transactions over $10,000 are reported to the government.

    Does Capital One own U.S. Bank? ›

    Capital One Financial Corporation is an American bank holding company specializing in credit cards, auto loans, banking, and savings accounts, headquartered in McLean, Virginia with operations primarily in the United States.
    Capital One.
    Capital One Tower in Tysons, Virginia
    Footnotes / references
    18 more rows

    What bank merged with U.S. Bank? ›

    The news: U.S. Bank announced a $100 billion community benefits plan to accompany the proposed merger with California-based MUFG Union Bank, per a press release. Minneapolis-based U.S. Bank first disclosed its acquisition plans last September. The deal is worth approximately $17.6 billion.

    What did U.S. Bank used to be called? ›

    The decade brought together First Bank System (Minnesota), Star Banc Corporation (Ohio), Firstar Corporation (Wisconsin), Mercantile Bancorporation (Missouri), and our namesake U.S. Bancorp (based in Oregon at the time) under the U.S. Bank brand.

    Is Wells Fargo in all 50 states? ›

    There are 19 US States and Territories without any Wells Fargo locations.

    Is Chase Bank located in all 50 states? ›

    Billings, Mont., August 4, 2021 – Chase today announced that it has officially opened bank branches in all of the lower 48 states, marking an important milestone in its expansion plans and as the first national bank to have a retail presence in the contiguous United States.

    What bank is everywhere? ›

    Out of all the national banks, Wells Fargo has both the most total locations and a presence in the most states.

    Can I keep my bank account if I move out of USA? ›

    If you are moving overseas permanently, you will need to eventually set up an account with a local bank. But if you are only there temporarily (which can still mean several years) and you are maintaining a US address, you may be able to get by using your stateside bank, depending on your banking needs.

    Which bank is best for Travelling abroad? ›

    Using the right bank can save you money when traveling abroad.
    • Charles Schwab Bank: Best for using ATMs.
    • Capital One 360: Best on foreign transaction fees.
    • HSBC Bank: Best for expats with high balances.
    • Citibank: Best for wiring money.
    • Revolut: Best for nonbank multicurrency account.
    Aug 19, 2022

    Can I open a US bank account for non-resident? ›

    To open a bank account as a non-resident, you will usually need the following documents¹: Proof of address with contact information and personal details. Two forms of ID - Passport and government-issued ID or valid driver's license. Social Security number or Individual Taxpayer Identification Number.

    How do I avoid foreign transaction fees U.S. Bank? ›

    If you can't qualify for a zero transaction fee for purchases or cash withdrawals, you can avoid foreign transaction fees by: Exchanging US dollars for the local currency before traveling. Exchanging US dollars at a local financial institution once you've arrived.

    Can I use my debit card internationally? ›

    Yes, your debit card and credit card are accepted internationally! If your ATM card is linked to a checking account, it can also be used at ATMs internationally.

    How much does U.S. Bank charge at ATM? ›

    US Bank ATM fees are $2.50 for both U.S. and international ATM withdrawals. Information accurate as of June 8, 2022. *Your bank may charge an additional fee if your ATM withdrawal is in a foreign currency or takes place in a foreign country.

    What is the safest bank to put your money in? ›

    Safest Banks in the U.S.
    • JPMorgan Chase: Best for protecting against unauthorized access.
    • Capital One: Best for 24-hour-a-day monitoring.
    • Wells Fargo: Best for suspicious activity alerts.
    • U.S. Bank: Best for number of authentication options.
    • PNC Bank: Best for adding optional security.
    Mar 25, 2022

    Which bank is most trustworthy? ›

    America's Most Trusted® BANK

    Chase produced the highest score and rank on the Net Trust Quotient Score among recognized bank brands in the study. Chase captured the 5 Star Rating with a Net Trust Quotient Score of 101.3.

    Are credit unions better than banks? ›

    Credit unions typically offer lower fees, higher savings rates, and a more hands-and personalized approach to customer service to their members. In addition, credit unions may offer lower interest rates on loans. And, it may be easier to obtain a loan with a credit union than a larger impersonal bank.

    Can I cash a US bank check at Walmart? ›

    Cash your payroll or government checks, including tax refund checks, at Walmart stores. Max $4 fee for cashing checks of up to $1,000; max $8 fee for cashing checks over $1,000 and up to $5,000 (or $7,500 during tax refund season).

    Can a bank refuse to give you your money? ›

    Yes. A bank must send you an adverse action notice (sometimes referred to as a credit denial notice) if it takes an action that negatively affects a loan that you already have. For example, the bank must send you an adverse action notice if it reduces your credit card limit.

    How long does it take for us bank to clear a check? ›

    Generally, we finish processing the current business day's transactions, and updating account balances, by 8 a.m. CT on the next business day. For example, if you're following up on a check that may have cleared on Tuesday, the information should be available after 8 a.m. CT on Wednesday.

    Does China own 70% of U.S. Bank? ›

    ICBC is China's largest bank and is 70-percent owned by the government of China. ICBC's total assets are placed at an estimated $2.5 trillion. It is the first large Chinese state-owned lender to acquire control of a US bank.

    What is the most popular bank in the US? ›

    But as reported by Bankrate in a September 2020 article about the most popular banks in each state, Wells Fargo was on pace to fall behind Chase as the No. 1 operator of bank branches.
    Wells Fargo4,824
    Bank of America3,955
    PNC Bank2,689
    7 more rows
    Jun 20, 2022

    What states have a U.S. Bank? ›

    At the time of the announcement, U.S. Bancorp had more than 1,000 banking offices in the states of Minnesota, Oregon, Washington, Colorado, California, Idaho, Nebraska, North Dakota, Nevada, South Dakota, Montana, Iowa, Illinois, Utah, Wisconsin, Kansas, and Wyoming.

    Is U.S. Bank the same as Bank of America? ›

    No, U.S. Bank is not part of Bank of America. U.S. Bank and Bank of America are two separate publicly traded companies, and they occupy two of the top 10 spots among the largest banks in the United States by total assets.

    Did U.S. Bank get bought out? ›

    The price includes $5.5 billion in cash and about 44 million shares of U.S. Bancorp common stock, according to the statement.
    Fewer Options.
    TargetDeal Size
    U.S. BancorpMUFG Union Bank$8 billion
    BB&TSunTrust$28 billion
    PNCBBVA U.S. unit$11.6 billion
    Fifth Third--
    1 more row
    Sep 21, 2021

    Is U.S. Bank NA the same as U.S. Bank? ›

    U.S. Bancorp is the parent of U.S. Bank. With assets of $460 billion, U.S. Bank is the 5th largest financial services holding company in the United States, and one of the top-ranked commercial banks, offering comprehensive banking, trust, card, merchant and treasury management services.

    What are brick-and-mortar banks? ›

    Brick-and-mortar banks — as opposed to online-only banks — are traditional banks with hundreds (sometimes thousands) of physical branches scattered across the U.S. They're usually the place to go when you want to open your first-ever checking or savings account and, later in life, the bank you call when you need a loan ...

    Is Wells Fargo a brick-and-mortar? ›

    The bottom line: Wells Fargo is a solid choice if you're looking for a brick-and-mortar bank with a national presence, but you'll want to look elsewhere for the best interest rates.

    What is brick & mortar banking? ›

    The term "brick-and-mortar" refers to a traditional street-side business that offers products and services to its customers face-to-face in an office or store that the business owns or rents. The local grocery store and the corner bank are examples of brick-and-mortar companies.

    Where can I withdraw money from U.S. Bank? ›

    You can transact at ATMs in participating 7-Eleven stores without ATM Transaction or surcharge fees. At participating Moneypass Network ATMs, you'll avoid surcharge fees when you use your U.S. Bank card. However, transactions may be subject to U.S. Bank ATM Transaction fees.

    What are the disadvantages of using a brick-and-mortar bank? ›

    Cons of brick-and-mortar banks:

    They charge higher fees and have a wide variety of them. Loans and other products may cost more. They pay lower yields on savings and other deposit products. Visiting a branch takes longer than banking online.

    Is it better to open a bank account in person or online? ›

    It's generally easier to get a checking account online. It can take just minutes there's no need for signatures or branch visits. If your account is with a traditional bank you will have the option to conduct most or all of your business online or at a local bank branch.

    Who is the number 1 bank in America? ›

    JPMorgan Chase & Co.

    What are the disadvantages of Wells Fargo? ›

    Cons Explained
    • Low interest rates: Account APYs tend to skew lower at traditional brick-and-mortar banks than at their online counterparts. ...
    • Overdraft fees levied up to three times daily: Wells Fargo charges a $35 overdraft fee for its Debit Card Overdraft Service every time you overdraw your account.

    Who is the best bank to bank with? ›

    Best national banks
    Financial institutionInterest rate on savingsMinimum deposit to open savings
    Bank of America0.01%$100
    Chase Bank0.01% (Rate effective as of 8/6/21. Interest rates are variable and subject to change.)$0
    Discover Bank1.70%$0
    Alliant Credit Union1.70%$5 (deposit made by Alliant)
    1 more row

    Is Wells Fargo a safe bank now? ›

    Tip. Fortunately for consumers, there are thousands of financial institutions that are FDIC-insured, including Wells Fargo. FDIC insurance limits cap at $250,000. The FDIC insures certificates of deposit and money market accounts, along with traditional checking and savings accounts.

    Is it good to bank with a credit union? ›

    Credit unions typically offer lower fees, higher savings rates, and a more hands-and personalized approach to customer service to their members. In addition, credit unions may offer lower interest rates on loans. And, it may be easier to obtain a loan with a credit union than a larger impersonal bank.

    Are online banks better than regular banks? ›

    Digital banking lets you potentially cash in on a bucketful of benefits—lower fees, higher interest rates and around-the-clock convenience, to name a few. Yet an online-only account usually falls short of an account at a traditional bank when it comes to things like cash deposits and in-person customer service.

    How much of a deposit is usually required to open a bank account? ›

    You might decide that a checking or savings account is the right product for you. If you do, opening an account at a bank or credit union is straightforward. The interest they pay for savings accounts You usually need to make an initial deposit between $25 and $100 to open a savings or checking account.

    How much cash can you withdraw from a bank in one day? ›

    Most banks and credit unions will let you take out between $300 to $3,000 daily at an ATM. However, there might be additional limits depending on where you bank. Banks like US Bank and Wells Fargo have different ATM withdrawal limits depending on your account. You'll have to check your account to see the current limit.

    How much money can you withdraw from U.S. Bank? ›

    Average Daily ATM Withdrawal Limits
    BankDaily ATM Withdrawal LimitDaily Debit Purchase Limit
    PNC$500-$2,000$2,000 with PIN, $5,000 non-PIN
    U.S. Bank$500$10,000
    3 more rows
    Aug 25, 2022

    How much can I pull out of a U.S. Bank ATM? ›

    With most U.S. Bank ATM cards, the withdrawal limit is $500, which is within the range of typical card limits for most banks.

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